If you are trying to increase credit score to 800, then you should already have a good score, ranging between 700 and 760. In order to know how to increase your credit score to 800 this will make the task of increasing your score a lot easier.
If you fall below the 700 mark, then you should first aim to get your score to reach that point. Remember, improving your score by small marks not only makes it easier for you but also helps you feel motivated as you will begin to notice results much faster.
If you already have a credit score of 700 or above then raising it to an 800 should not be extremely difficult. What you can do to find out how to increase credit score 800, in addition to the steps mentioned earlier, is by shopping or applying for loans within a short period of time.
Checking your credit score frequently could affect your score negatively, therefore inquire within a short span of time before applying for a loan. You can inquire about your credit score frequently if you are expecting to apply for a loan quickly after your inquiries.
However, having too many inquiries without you applying for a loan causes suspicion and affects your score, so be sure to avoid that.
Other than that, you should also beware of other situations such as theft, stolen cards, or something known as the identity theft.
In some cases, records or transactions of someone with your exact name could be incorrectly added to your account, which could lead to serious issues, and it is often considered identity theft, which is why you should be alert and attentive while checking your report.
If you find any alerts or messages for a transaction that you haven’t made, report it immediately to avoid later consequences.